S

Stellar

XLM/USD #19 Crypto
$0.1676−0.36%24h
24h Range
$0.1668$0.1708

XLM to USDT Converter

1 XLM = 0.167918 USDT · updated 06:23 UTC

Volume Bubbles Chart (1h)

Each 1-hour candle's volume is signed by its direction (up candles count as net buying, down candles as net selling) and drawn as a bubble at the closing price, green for buying and red for selling. Bubble size and colour intensity show how strong that flow is compared with the last 300 candles: the strongest 30% get full bubbles with their USD value, the rest stay as small dots. Unusually large bubbles flag aggressive buying or selling worth a closer look, often near breakouts, reversals or key levels.

Seasonal Chart

Plots one line per calendar year showing the % change since the start of that year, with the current year highlighted against up to four previous years. Lining the years up on the same calendar shows whether the price tends to rise or fall in the same months, helping you spot recurring seasonal patterns. Treat it as context rather than a forecast: past seasonality does not guarantee future moves.

Stellar Markets

Loading markets…

Stellar Historical Data

About Stellar (XLM)

Stellar (XLM) is an open blockchain network built for payments and for issuing digital versions of money and other assets. It launched in 2014, and its native token is the lumen, traded under the ticker XLM. Stellar is often used to move stablecoins and to connect local payment businesses across borders. The nonprofit Stellar Development Foundation (SDF) supports much of its development. FMchart's Stellar price on this page blends quotes from several large exchanges into one US-dollar value.

The Stellar Consensus Protocol

Stellar uses neither mining nor standard proof-of-stake. It runs the Stellar Consensus Protocol (SCP), a form of federated Byzantine agreement. Each validator picks the other validators it trusts, and overlapping circles of trust let the whole network agree on one ledger. A new ledger closes every few seconds, and fees are tiny fractions of a lumen. There are no block rewards, so organizations run validators for their own business reasons.

Anchors, assets and a built-in exchange

Anyone can issue an asset on Stellar, from a dollar stablecoin to a share in a tokenized fund. Businesses called anchors take deposits in ordinary money, issue matching tokens on the network and pay out again when users withdraw. The ledger also has a built-in exchange, so one asset can be converted into another in the middle of a payment. Lumens can act as a bridge when two assets have no direct market.

Soroban and the Whisk upgrade

Smart contracts came to Stellar through Soroban, enabled by Protocol 20 in 2024. Contracts are written mainly in Rust. Starting with Protocol 23, upgrades carry names, and the first, Whisk, went live on mainnet on 3 September 2025. It made classic payments and smart contracts report asset movements in one common format. It also let the network prepare transactions in parallel to raise throughput. Further protocol upgrades have followed since then, and validators vote on each one before it activates.

A supply fixed near 50 billion

The network started with 100 billion lumens. Until 2019, it added 1% a year through inflation, but validators voted to end that in October 2019. Later that year, the SDF sent about 55 billion of its own lumens to an account no one can spend from, cutting the total to roughly 50 billion. Every account must keep a small minimum balance in XLM, and every transaction pays a small fee in lumens.

Foundation reserve and competition

A large share of the lumens not yet circulating is held by the SDF, which releases them over time for grants and programs. Stellar competes with other payment networks and with fast smart contract chains. Its usefulness depends partly on anchors and stablecoin issuers, which face their own regulation. XLM's price has moved sharply in past market cycles, often in step with the broader crypto market.

Sources: Lumens (XLM) (Stellar developer docs), Stellar Consensus Protocol (Stellar developer docs), Anchors (Stellar developer docs), Introducing Whisk, Stellar Protocol 23 (stellar.org), Software versions and protocol history (Stellar developer docs)

Last reviewed: Oct 8, 2026

Stellar (XLM) FAQ

What is Stellar (XLM)?

Stellar is a payments-focused blockchain that lets anyone issue and exchange digital assets, from stablecoins to tokenized funds. Its native token, the lumen (XLM), pays transaction fees and covers the small minimum balance each account must keep. The network launched in 2014 and is supported by the nonprofit Stellar Development Foundation.

What is the difference between Stellar and XLM?

Stellar is the network, and XLM, also called the lumen, is its native token. People often use the names interchangeably. The network carries many other assets, such as dollar stablecoins, but XLM is the only asset built into the protocol itself. Fees and minimum account balances are always paid in lumens.

Who created Stellar?

Stellar was founded in 2014 by Jed McCaleb, who had earlier co-founded Ripple, together with Joyce Kim. The Stellar Development Foundation, a nonprofit, maintains much of the core software. It also holds a large reserve of lumens, which it uses to fund grants, partnerships and growth of the network.

What is the current price of Stellar Lumens?

Stellar lumens are changing hands at about $0.1676 each on FMchart's composite feed. Roughly $19.10M of XLM has traded over the last day across the exchanges in FMchart's composite. Because the composite averages several big venues, any single exchange can show a small difference. The day's range is listed next to the price.

What is Stellar's market cap and circulating supply?

Stellar's market cap is roughly $5.91B, which ranks it 19 among cryptocurrencies. About 35,228,171,051 XLM circulate, out of a total supply near 50 billion. The gap is mostly lumens held by the Stellar Development Foundation, which releases them gradually. No new XLM has been created since inflation ended in 2019.

What is the all-time high of XLM?

XLM's all-time high is $0.8756, set on Jan 2, 2018. Stellar's biggest rallies have come during broad crypto booms, and long declines have followed. A previous peak is a historical marker rather than a target. The Price Statistics panel lists the all-time low and the percentage gap from both records.

How has Stellar performed by month and year?

In FMchart's composite price history (since March 2019), Stellar's top month is November 2024 (+469.2%) and its bottom month is December 2020 (-37.1%). Use the Monthly Returns (USD) table to see each month and the Annual Price (USD) Change table for yearly results. Past performance does not show what XLM will do next.

What did the Stellar Whisk upgrade change?

Whisk, also known as Protocol 23, activated on Stellar's mainnet on 3 September 2025. It made classic payments and Soroban smart contracts report asset movements in the same format, which simplifies tracking. It also added parallel transaction processing to raise throughput, alongside several smaller protocol changes. Later upgrades have since built on it.

Is Stellar a good investment?

FMchart does not give investment advice. Stellar has a long track record in payments and asset issuance. It also competes with many other networks, depends on regulated partners such as anchors and stablecoin issuers, and has a large foundation-held reserve of lumens. XLM's price has been volatile in past cycles.

What affects the price of XLM?

XLM generally moves with the overall crypto market. Stellar-specific factors include stablecoin and tokenized-asset activity on the network, payment partnerships, protocol upgrades and Soroban adoption. Releases from the foundation's lumen reserve, exchange listings and rules for payments and stablecoins can also play a part.